Florida West Coast Credit Union – How to Save Money on Membership?

Are you looking for a way to save money on your credit union membership? Do you want to enjoy the benefits of being a member of a local, community-based financial institution? If so, you might want to consider joining the Florida West Coast Credit Union.

Florida West Coast Credit Union is one of the largest and most popular credit unions in Florida, serving over 200,000 members across 11 counties. Whether you are looking for checking and savings accounts, loans, credit cards, insurance, or investment services, Florida West Coast Credit Union has something for everyone.

But how much does it cost to join Florida West Coast Credit Union? And what are the advantages of being a member? In this article, we will answer these questions and more. We will also show you how you can save money on your membership fees and enjoy other perks as a member.

Why Join Florida West Coast Credit Union?

Florida West Coast Credit Union is more than just a bank. It is a member-owned financial cooperative that operates for the benefit of its members and the communities it serves. Here are some of the reasons why you should join Florida West Coast Credit Union:

• Low fees: As a member of Florida West Coast Credit Union, you can enjoy low or no monthly fees on your accounts. You can also avoid overdraft fees, ATM fees, foreign transaction fees, and other hidden charges that other banks may impose.
• High interest rates: It offer competitive interest rates on its savings accounts and certificates of deposit (CDs). You can earn up to 0.25% APY on your savings account and up to 1.25% APY on your CD term. These rates are higher than the national average and can help you grow your money faster.
• Personalized service: When you join Florida West Coast Credit Union, you become part of a friendly and supportive network of members who share your values and goals. You can access personalized service from dedicated relationship managers who can help you with any financial needs or questions.
• Local presence: Florida West Coast Credit Union has 12 branches across 11 counties in Southwest Florida. You can easily visit any branch to open an account, make a deposit, withdraw cash, or get financial advice. You can also use the online banking platform or the mobile app to manage your accounts anytime, anywhere.

How Much Does It Cost to Join Florida West Coast Credit Union?

Joining Florida West Coast Credit Union is easy and affordable. There are no application fees or membership dues required. All you need is a valid Social Security number or Individual Taxpayer Identification Number (ITIN) to apply.

To apply online, visit www.fwccu.com/applynow.

To apply in person at any branch location in Southwest Florida (see below), bring the following documents:

• A valid Social Security number or ITIN
• A valid driver’s license or state ID card
• A voided check or bank statement showing your name

How to Save Money on Your Membership Fees?

As we mentioned earlier, joining Florida West Coast Credit Union has no cost at all. However, if you already have an account with another financial institution that charges monthly fees or other charges that apply when you switch banks, then you might be able to save money by switching to Florida West Coast Credit Union.

Here are some ways that you can save money on your membership fees:

• Switch before your current term ends: If you have an existing account with another bank that charges monthly maintenance fees or other fees when you close your account, then try to switch before your current term ends.
• Switch during an introductory period: If there is an introductory period for new accounts at another bank that offers lower monthly maintenance fees or other benefits during this period, then try to switch during this period.